Saving Deposit
7.00% – 10.00% p.a.
7 specialized accounts with quarterly interest credit and flexible minimum balances.
Explore Savings
Term Deposit (मुद्दती)
Up to 13.00% p.a.
Guaranteed highest yields with Monthly, Quarterly or Yearly payout tenures.
Explore Term Rates
Loan Schema (कर्जा)
16.00% Diminishing
Fast approval, low paperwork, covering Housing, Business, Education, and Agriculture.
Explore LoansSaving Deposit Schemes (बचत निक्षेप योजना)
Flexible liquid savings engineered to grow everyday capital safely.
| Type of Account | Rate of Interest P.A. | Minimum Balance | Posting Frequency | Action |
|---|---|---|---|---|
|
|
7.00 – 10.00% | Rs. 500.00 | Quarterly | Open Now |
|
|
7.00 – 10.00% | Rs. 10,000.00 | Quarterly | Open Now |
|
|
7.00 – 10.00% | Rs. 1,000.00 | Quarterly | Open Now |
|
|
7.00 – 10.00% | Rs. 1,000.00 | Quarterly | Open Now |
|
|
7.00 – 10.00% | Rs. 100,000.00 | Quarterly | Open Now |
|
|
7.00 – 10.00% | Rs. 5,000.00 | Quarterly | Open Now |
|
|
7.00 – 10.00% | Rs. 100.00 | Quarterly | Open Now |
*Conditions Applied: Tiered Interest Rate Slabs
Interest is compounded and credited on a quarterly basis based on your daily balance tier:
Balance below 10 Lakhs:
7.00% interest
Below Rs. 10,00,000.00
10 to 25 Lakhs:
8.00% interest
Rs. 10,00,001.00 – 25,00,000.00
25 to 50 Lakhs:
9.00% interest
Rs. 25,00,001.00 – 50,00,000.00
High Volume (50L+):
10.00% interest
Above Rs. 50,00,001.00
Term Deposit Schemes (मुद्दती निक्षेप योजना)
Guaranteed returns with customizable payout cycles for individuals and institutions.
| Type of Term Deposit | Monthly Payout | Quarterly Payout | Yearly Payout | Certificate |
|---|---|---|---|---|
|
Below 6 Months
|
10% | 10.5% | 11% | Available |
|
6 Month
|
10.25% | 10.75% | 11.5% | Available |
|
1 Year to 3 Years
Most Popular
|
12% | 12.5% | 13% | Instant Loan Collateral |
Loan Against FD
Avail up to 90% instant credit against your fixed deposit anytime.
Auto-Renew Option
Flexible renewal with compounded interest credited to savings.
Cooperative Assurance
Fully compliant with standard Cooperative Department guidelines.
Loan Schema (कर्जा तथा सापट योजना)
Empowering entrepreneurial dreams, education, and home ownership with minimal documentation.
| Type of Loan | Diminishing Rate | Repayment Type | Eligibility / Inquire |
|---|---|---|---|
| Housing Loan | 16% | EMI Monthly Diminishing | Apply for Home |
| Education Loan | 16% | Diminishing Rate | Apply for Study |
| Business Loan | 16% | Diminishing Rate | Apply for Business |
| Agriculture Loan | 16% | Diminishing Rate | Apply for Agri |
| Hire Purchase Loan (Personal) | 16% | Diminishing Rate | Apply for Vehicle |
| Hire Purchase Loan (Commercial) | 16% | Diminishing Rate | Apply Commercial |
| Real State Loan | 16% | Diminishing Rate | Inquire |
| Short Term Business Loan | 16% | Diminishing Rate | Inquire |
| Personal Loan | 16% | Diminishing Rate | Inquire |
| Loan Against PDR | Coupon Rate + 2.00% | Special Approval | |